Appraisal services for Fort Wayne and Allen County homeowners

Here are the top 7 reasons why Indiana homeowners hire Kirkpatrick Appraisal Services:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Allen County's assessment of your property
  3. To lower a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a divorce in the state of Indiana, where real estate property needs to be divided
  7. To settle an estate in Indiana by determining the true market value of the real estate in question
Own a home in or near Fort Wayne, Indiana and need help deciding the price of it? Contact Kirkpatrick Appraisal Services.

At Kirkpatrick Appraisal Services, we understand the particular needs of a consumer in need of appraisal services. Our typical business clients understand the appraisal process and the standard documents we provide. Being a homeowner that ordinarily doesn't look at appraisals on a regular basis, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.

Challenging Allen County's assessment of your property

If you live in an area that is going down or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Kirkpatrick Appraisal Services is your best weapon when challenging your property tax assessment.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. At Kirkpatrick Appraisal Services, we're experts in helping customers just like you rid themselves of undesirable PMI insurance.

Recently got a freeze to your HELOC?

If your home is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Kirkpatrick Appraisal Services can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you'd prefer to have a veteran appraiser double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.